Stamping Ground, KY
How exposed is Stamping Ground to wildfire?
Stamping Ground's 408 buildings earn a 23rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stamping Ground's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
Where Stamping Ground's buildings actually sit
Direct exposure dominates in Stamping Ground: 70.6% of its 408 buildings, versus 29.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Stamping Ground ranks
Compare Stamping Ground's two percentiles: 41st within Kentucky, only 23rd nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Stamping Ground ranks 24,422 for wildfire risk (1 is highest) and 19,067 by building count (1 is largest). Within Kentucky alone, it ranks 328 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Stamping Ground's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Stamping Ground
Stamping Ground's 70.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Stamping Ground's 24,422-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Stamping Ground, see the exposure-zones guide.