Stamford, NE
Stamford, NE's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Stamford lands at the 32nd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 189 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stamford's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
Stamford's building exposure, zone by zone
Only 18% of Stamford's 189 buildings carry Direct exposure and 0% carry Indirect; the remaining 82% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Stamford against the rest of the country
Stamford ranks lower within Nebraska (17th percentile statewide) than its 32nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Stamford ranks 21,430 for wildfire risk (1 is highest) and 25,287 by building count (1 is largest). Within Nebraska alone, it ranks 485 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Stamford's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 82% of buildings rated Minimal exposure, Stamford gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 189 counted buildings into the percentiles shown above for Stamford. For more on what minimal exposure implies beyond Stamford, see the exposure-zones guide.