Stafford Courthouse, VA
Stafford Courthouse wildfire risk explained
USFS's Wildfire Risk to Communities model puts Stafford Courthouse at the 41st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,229 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stafford Courthouse's burn probability — fire likelihood with no building count factored in — sits at the 40th percentile nationally.
Stafford Courthouse's building exposure, zone by zone
1,229 buildings are counted in Stafford Courthouse, and 52.8% of them are Indirect exposure — ember-driven risk rather than the 47.2% in Direct exposure or the 0% rated Minimal.
Stafford Courthouse against the rest of the country
Stafford Courthouse scores 41st nationally and 34th within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Stafford Courthouse ranks 18,707 for wildfire risk (1 is highest) and 10,481 by building count (1 is largest). Within Virginia alone, it ranks 450 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Shopping for coverage in Stafford Courthouse
Stafford Courthouse's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Stafford Courthouse (52.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Stafford Courthouse's figures come from
The methodology guide shows exactly how USFS turned 1,229 counted buildings into the percentiles shown above for Stafford Courthouse. The exposure-zones guide covers what Stafford Courthouse's dominant indirect exposure actually means, with real examples from across the dataset.