Stacyville, IA
Stacyville, IA's wildfire risk, in USFS's own numbers
USFS scores Stacyville at the 16th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 363 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stacyville at the 15th percentile, close to its 16th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 85.7% of Stacyville's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 14.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Stacyville against the rest of the country
Stacyville's risk sits at a similar level relative to Iowa (26th percentile statewide) as it does nationally (16th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Stacyville ranks 26,592 for wildfire risk (1 is highest) and 19,999 by building count (1 is largest). Within Iowa alone, it ranks 758 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 16th national percentile, Stacyville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Stacyville
Even with 85.7% of Stacyville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Stacyville's figures come from
Every one of the two percentiles behind Stacyville's 26,592-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Stacyville's dominant minimal exposure actually means, with real examples from across the dataset.