St. Rose, LA
St. Rose wildfire risk explained
USFS's Wildfire Risk to Communities model puts St. Rose at the 41st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 3,543 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks St. Rose at the 33rd national percentile — 8 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where St. Rose's buildings actually sit
Most of St. Rose's buildings (79.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How St. Rose compares
There's little gap between St. Rose's 41st national percentile and its 41st percentile inside Louisiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, St. Rose ranks 18,464 for wildfire risk (1 is highest) and 4,726 by building count (1 is largest). Within Louisiana alone, it ranks 290 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
St. Rose's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
St. Rose's 79.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind St. Rose's 18,464-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond St. Rose, see the exposure-zones guide.