St. Rosa, MN
St. Rosa wildfire risk explained
USFS scores St. Rosa at the 42nd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 74 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, St. Rosa's burn probability — fire likelihood with no building count factored in — sits at the 42nd percentile nationally.
St. Rosa's building exposure, zone by zone
USFS classifies 64.9% of St. Rosa's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 24.3% Direct and 10.8% Indirect — a landscape-level risk rather than a building-by-building one.
Where St. Rosa ranks
Within Minnesota, St. Rosa ranks higher (57th percentile) than it does nationally (42nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, St. Rosa ranks 18,434 for wildfire risk (1 is highest) and 30,134 by building count (1 is largest). Within Minnesota alone, it ranks 389 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
St. Rosa and the insurance market
At the 42nd national percentile, St. Rosa rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in St. Rosa
St. Rosa's 64.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where St. Rosa's figures come from
The methodology guide shows exactly how USFS turned 74 counted buildings into the percentiles shown above for St. Rosa. The exposure-zones guide covers what St. Rosa's dominant minimal exposure actually means, with real examples from across the dataset.