St. Regis Falls, NY
How exposed is St. Regis Falls to wildfire?
USFS's Wildfire Risk to Communities model puts St. Regis Falls at the 11th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 356 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks St. Regis Falls at the 11th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where St. Regis Falls's buildings actually sit
356 buildings are counted in St. Regis Falls, and 61.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
St. Regis Falls against the rest of the country
There's little gap between St. Regis Falls's 11th national percentile and its 25th percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, St. Regis Falls ranks 28,214 for wildfire risk (1 is highest) and 20,166 by building count (1 is largest). Within New York alone, it ranks 971 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
St. Regis Falls's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
St. Regis Falls's 61.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where St. Regis Falls's figures come from
St. Regis Falls's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what St. Regis Falls's dominant direct exposure actually means, with real examples from across the dataset.