St. Pierre, MT
How exposed is St. Pierre to wildfire?
Out of every US place USFS scores, St. Pierre lands at the 87th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 151 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks St. Pierre at the 87th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where St. Pierre's buildings actually sit
151 buildings are counted in St. Pierre, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How St. Pierre compares
Inside Montana, St. Pierre sits at just the 69th percentile even though it scores 87th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, St. Pierre ranks 4,006 for wildfire risk (1 is highest) and 26,848 by building count (1 is largest). Within Montana alone, it ranks 152 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
At the 87th percentile nationally, St. Pierre carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in St. Pierre
Because Direct exposure dominates in St. Pierre (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where St. Pierre's figures come from
St. Pierre's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what St. Pierre's dominant direct exposure actually means, with real examples from across the dataset.