St. Peters, MO
How exposed is St. Peters to wildfire?
St. Peters sits at the 37th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 20,216 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts St. Peters at the 40th percentile, close to its 37th-percentile risk score.
What "at risk" means for the buildings here
Most of St. Peters's buildings (94.5% of 20,216) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 20,216 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How St. Peters compares
St. Peters ranks lower within Missouri (12th percentile statewide) than its 37th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, St. Peters ranks 19,948 for wildfire risk (1 is highest) and 696 by building count (1 is largest). Within Missouri alone, it ranks 937 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in St. Peters
St. Peters's moderate rating (37th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
St. Peters's 94.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where St. Peters's figures come from
The methodology guide shows exactly how USFS turned 20,216 counted buildings into the percentiles shown above for St. Peters. The exposure-zones guide covers what St. Peters's dominant minimal exposure actually means, with real examples from across the dataset.