St. Peter, MN
St. Peter, MN's wildfire risk, in USFS's own numbers
St. Peter's 3,796 buildings earn a 46th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts St. Peter at the 40th percentile, close to its 46th-percentile risk score.
What "at risk" means for the buildings here
Most of St. Peter's buildings (69.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
St. Peter against the rest of the country
Compare St. Peter's two percentiles: 66th within Minnesota, only 46th nationally — a gap of 20 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, St. Peter ranks 17,176 for wildfire risk (1 is highest) and 4,427 by building count (1 is largest). Within Minnesota alone, it ranks 313 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
St. Peter's elevated wildfire rating (46th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in St. Peter
St. Peter's 69.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where St. Peter's figures come from
Every one of the two percentiles behind St. Peter's 17,176-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what St. Peter's dominant indirect exposure actually means, with real examples from across the dataset.