St. Paul, OR
St. Paul, OR's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, St. Paul lands at the 8th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 253 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts St. Paul at the 9th percentile, close to its 8th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 87.8% of St. Paul's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 12.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How St. Paul compares
There's little gap between St. Paul's 8th national percentile and its 1st percentile inside Oregon, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, St. Paul ranks 29,108 for wildfire risk (1 is highest) and 23,055 by building count (1 is largest). Within Oregon alone, it ranks 416 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
St. Paul and the insurance market
St. Paul's 8th-percentile score lands in Oregon, the only two states requiring a wildfire disclosure at sale. Oregon's own hazard map feeds directly into that disclosure requirement. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
St. Paul's 87.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 253 counted buildings into the percentiles shown above for St. Paul. For more on what minimal exposure implies beyond St. Paul, see the exposure-zones guide.