St. Paul, NE
How exposed is St. Paul to wildfire?
St. Paul's 1,364 buildings earn a 56th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks St. Paul at the 51st national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
St. Paul's building exposure, zone by zone
Indirect exposure is dominant in St. Paul (97.3% of 1,364 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 2.1% sit in the Direct zone.
How St. Paul compares
St. Paul scores 56th nationally and 44th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, St. Paul ranks 13,811 for wildfire risk (1 is highest) and 9,768 by building count (1 is largest). Within Nebraska alone, it ranks 328 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in St. Paul
At the 56th national percentile, St. Paul rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With ember exposure the dominant pattern in St. Paul (97.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,364 counted buildings into the percentiles shown above for St. Paul. For more on what indirect exposure implies beyond St. Paul, see the exposure-zones guide.