St. Paul, AR
How exposed is St. Paul to wildfire?
Out of every US place USFS scores, St. Paul lands at the 75th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 97 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, St. Paul's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
What "at risk" means for the buildings here
Of St. Paul's 97 counted buildings, 65% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
St. Paul against the rest of the country
St. Paul's risk sits at a similar level relative to Arkansas (65th percentile statewide) as it does nationally (75th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, St. Paul ranks 7,838 for wildfire risk (1 is highest) and 29,163 by building count (1 is largest). Within Arkansas alone, it ranks 215 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
St. Paul's high rating (75th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in St. Paul
Because Direct exposure dominates in St. Paul (65%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where St. Paul's figures come from
St. Paul's 75th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what St. Paul's dominant direct exposure actually means, with real examples from across the dataset.