St. Meinrad, IN
How exposed is St. Meinrad to wildfire?
St. Meinrad's 424 buildings earn a 26th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks St. Meinrad at the 28th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
St. Meinrad's building exposure, zone by zone
78.3% of St. Meinrad's 424 buildings sit in USFS's Direct exposure zone, roughly 332 structures close enough to burnable vegetation for flame contact, not just embers — 21.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Where St. Meinrad ranks
St. Meinrad's 92nd-percentile standing inside Indiana outpaces its 26th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, St. Meinrad ranks 23,284 for wildfire risk (1 is highest) and 18,759 by building count (1 is largest). Within Indiana alone, it ranks 83 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in St. Meinrad
St. Meinrad's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 78.3% of St. Meinrad in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
St. Meinrad's 26th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond St. Meinrad, see the exposure-zones guide.