St. Marys, WV
St. Marys, WV's wildfire risk, in USFS's own numbers
St. Marys's 1,129 buildings earn a 43rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, St. Marys's burn probability — fire likelihood with no building count factored in — sits at the 43rd percentile nationally.
Where St. Marys's buildings actually sit
Most of St. Marys's buildings (89.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How St. Marys compares
St. Marys's 43rd national percentile looks worse in isolation than its 22nd ranking inside West Virginia does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, St. Marys ranks 18,076 for wildfire risk (1 is highest) and 11,092 by building count (1 is largest). Within West Virginia alone, it ranks 333 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Shopping for coverage in St. Marys
St. Marys's elevated rating (43rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in St. Marys (89.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where St. Marys's figures come from
Every one of the two percentiles behind St. Marys's 18,076-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what St. Marys's dominant indirect exposure actually means, with real examples from across the dataset.