St. Marys, KS
How exposed is St. Marys to wildfire?
USFS's Wildfire Risk to Communities model puts St. Marys at the 81st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,114 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts St. Marys at the 78th percentile, close to its 81st-percentile risk score.
St. Marys's building exposure, zone by zone
Most of St. Marys's buildings (87.9%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where St. Marys ranks
St. Marys's risk sits at a similar level relative to Kansas (80th percentile statewide) as it does nationally (81st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, St. Marys ranks 5,925 for wildfire risk (1 is highest) and 11,189 by building count (1 is largest). Within Kansas alone, it ranks 147 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Shopping for coverage in St. Marys
St. Marys's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in St. Marys (87.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind St. Marys's 5,925-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond St. Marys, see the exposure-zones guide.