St. Martins, MO
How exposed is St. Martins to wildfire?
St. Martins's 928 buildings earn a 68th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts St. Martins at the 70th percentile, close to its 68th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 73.8% of St. Martins's buildings as Direct exposure, higher than its 11.5% Indirect share and far above its 14.7% Minimal share — a profile where 685 structures sit close enough to vegetation that lot clearing matters most.
St. Martins against the rest of the country
St. Martins's risk sits at a similar level relative to Missouri (76th percentile statewide) as it does nationally (68th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, St. Martins ranks 10,249 for wildfire risk (1 is highest) and 12,489 by building count (1 is largest). Within Missouri alone, it ranks 260 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in St. Martins
At the 68th percentile nationally, St. Martins carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in St. Martins (73.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where St. Martins's figures come from
The methodology guide shows exactly how USFS turned 928 counted buildings into the percentiles shown above for St. Martins. The exposure-zones guide covers what St. Martins's dominant direct exposure actually means, with real examples from across the dataset.