St. Martin, OH
St. Martin, OH's wildfire risk, in USFS's own numbers
St. Martin's 172 buildings earn a 12th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, St. Martin's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
What "at risk" means for the buildings here
172 buildings are counted in St. Martin, and 82.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 17.4% rated Minimal.
Where St. Martin ranks
St. Martin's 36th-percentile standing inside Ohio outpaces its 12th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, St. Martin ranks 27,779 for wildfire risk (1 is highest) and 25,957 by building count (1 is largest). Within Ohio alone, it ranks 807 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
St. Martin and the insurance market
St. Martin's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
St. Martin's 82.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where St. Martin's figures come from
The methodology guide shows exactly how USFS turned 172 counted buildings into the percentiles shown above for St. Martin. The exposure-zones guide covers what St. Martin's dominant direct exposure actually means, with real examples from across the dataset.