St. Martin, MS
St. Martin wildfire risk explained
St. Martin sits at the 90th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 2,997 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts St. Martin at the 90th percentile, close to its 90th-percentile risk score.
Where St. Martin's buildings actually sit
Most of St. Martin's buildings (37.2% of 2,997) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
St. Martin against the rest of the country
There's little gap between St. Martin's 90th national percentile and its 91st percentile inside Mississippi, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, St. Martin ranks 3,281 for wildfire risk (1 is highest) and 5,440 by building count (1 is largest). Within Mississippi alone, it ranks 38 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
Shopping for coverage in St. Martin
St. Martin's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in St. Martin
St. Martin's 37.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,997 counted buildings into the percentiles shown above for St. Martin. For more on what minimal exposure implies beyond St. Martin, see the exposure-zones guide.