St. Louisville, OH
St. Louisville, OH's wildfire risk, in USFS's own numbers
St. Louisville's 275 buildings earn a 36th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts St. Louisville at the 35th percentile, close to its 36th-percentile risk score.
What "at risk" means for the buildings here
82.2% of St. Louisville's 275 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 17.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
St. Louisville against the rest of the country
Within Ohio, St. Louisville ranks higher (78th percentile) than it does nationally (36th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, St. Louisville ranks 20,341 for wildfire risk (1 is highest) and 22,363 by building count (1 is largest). Within Ohio alone, it ranks 287 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
St. Louisville and the insurance market
St. Louisville's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
St. Louisville's 82.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
St. Louisville's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond St. Louisville, see the exposure-zones guide.