St. Louis Park, MN
How exposed is St. Louis Park to wildfire?
Out of every US place USFS scores, St. Louis Park lands at the 34th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 18,521 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts St. Louis Park at the 34th percentile, close to its 34th-percentile risk score.
St. Louis Park's building exposure, zone by zone
Most of St. Louis Park's buildings (92.2% of 18,521) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 18,521 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How St. Louis Park compares
There's little gap between St. Louis Park's 34th national percentile and its 43rd percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, St. Louis Park ranks 20,827 for wildfire risk (1 is highest) and 772 by building count (1 is largest). Within Minnesota alone, it ranks 525 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 34th national percentile, St. Louis Park rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 92.2% of buildings rated Minimal exposure, St. Louis Park gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where St. Louis Park's figures come from
Every one of the two percentiles behind St. Louis Park's 20,827-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what St. Louis Park's dominant minimal exposure actually means, with real examples from across the dataset.