St. Libory, NE
How exposed is St. Libory to wildfire?
USFS's Wildfire Risk to Communities model puts St. Libory at the 23rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 193 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks St. Libory at the 17th national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where St. Libory's buildings actually sit
Only 16.6% of St. Libory's 193 buildings carry Direct exposure and 0% carry Indirect; the remaining 83.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
St. Libory against the rest of the country
There's little gap between St. Libory's 23rd national percentile and its 11th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, St. Libory ranks 24,147 for wildfire risk (1 is highest) and 25,127 by building count (1 is largest). Within Nebraska alone, it ranks 519 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
St. Libory and the insurance market
St. Libory's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 83.4% of buildings rated Minimal exposure, St. Libory gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
St. Libory's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond St. Libory, see the exposure-zones guide.