St. Johnsville, NY
St. Johnsville, NY's wildfire risk, in USFS's own numbers
St. Johnsville's 769 buildings earn a 7th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks St. Johnsville at the 7th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
St. Johnsville's building exposure, zone by zone
769 buildings are counted in St. Johnsville, and 85.1% of them are Indirect exposure — ember-driven risk rather than the 15% in Direct exposure or the 0% rated Minimal.
How St. Johnsville compares
St. Johnsville scores 7th nationally and 12th within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, St. Johnsville ranks 29,421 for wildfire risk (1 is highest) and 13,927 by building count (1 is largest). Within New York alone, it ranks 1,139 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
St. Johnsville's low wildfire rating (7th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in St. Johnsville
Because 85.1% of St. Johnsville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where St. Johnsville's figures come from
St. Johnsville's 7th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what St. Johnsville's dominant indirect exposure actually means, with real examples from across the dataset.