St. John, MO
How exposed is St. John to wildfire?
USFS scores St. John at the 41st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 3,208 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, St. John's burn probability — fire likelihood with no building count factored in — sits at the 45th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 99.1% of St. John's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How St. John compares
Inside Missouri, St. John sits at just the 15th percentile even though it scores 41st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, St. John ranks 18,751 for wildfire risk (1 is highest) and 5,157 by building count (1 is largest). Within Missouri alone, it ranks 902 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
St. John and the insurance market
At the 41st national percentile, St. John rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in St. John
St. John's 99.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,208 counted buildings into the percentiles shown above for St. John. For more on what minimal exposure implies beyond St. John, see the exposure-zones guide.