St. Hilaire, MN
St. Hilaire wildfire risk explained
St. Hilaire's 274 buildings earn a 51st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks St. Hilaire at the 50th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 30.7% of St. Hilaire's 274 buildings carry Direct exposure and 0% carry Indirect; the remaining 69.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How St. Hilaire compares
Compare St. Hilaire's two percentiles: 75th within Minnesota, only 51st nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, St. Hilaire ranks 15,507 for wildfire risk (1 is highest) and 22,394 by building count (1 is largest). Within Minnesota alone, it ranks 230 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
St. Hilaire's elevated rating (51st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 69.3% of buildings rated Minimal exposure, St. Hilaire gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where St. Hilaire's figures come from
St. Hilaire's 51st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what St. Hilaire's dominant minimal exposure actually means, with real examples from across the dataset.