St. Helena, NE
St. Helena, NE's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, St. Helena lands at the 77th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 79 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts St. Helena at the 71st percentile, close to its 77th-percentile risk score.
What "at risk" means for the buildings here
79 buildings are counted in St. Helena, and 54.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
St. Helena against the rest of the country
St. Helena's risk sits at a similar level relative to Nebraska (81st percentile statewide) as it does nationally (77th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, St. Helena ranks 7,348 for wildfire risk (1 is highest) and 29,933 by building count (1 is largest). Within Nebraska alone, it ranks 115 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
St. Helena and the insurance market
St. Helena's high rating (77th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
St. Helena's 54.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
St. Helena's 77th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond St. Helena, see the exposure-zones guide.