St. George, WV
St. George, WV's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts St. George at the 66th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 98 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, St. George's burn probability — fire likelihood with no building count factored in — sits at the 64th percentile nationally.
St. George's building exposure, zone by zone
100% of St. George's 98 buildings sit in USFS's Direct exposure zone, roughly 98 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
How St. George compares
St. George's risk sits at a similar level relative to West Virginia (59th percentile statewide) as it does nationally (66th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, St. George ranks 10,701 for wildfire risk (1 is highest) and 29,156 by building count (1 is largest). Within West Virginia alone, it ranks 175 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Shopping for coverage in St. George
St. George's high rating (66th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in St. George (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where St. George's figures come from
St. George's 66th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what St. George's dominant direct exposure actually means, with real examples from across the dataset.