St. George, UT
St. George, UT's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, St. George lands at the 92nd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 35,184 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks St. George at the 92nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
35,184 buildings are counted in St. George, and 62.7% of them are Indirect exposure — ember-driven risk rather than the 14.1% in Direct exposure or the 23.2% rated Minimal. At 35,184 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
St. George against the rest of the country
Inside Utah, St. George sits at just the 63rd percentile even though it scores 92nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, St. George ranks 2,692 for wildfire risk (1 is highest) and 305 by building count (1 is largest). Within Utah alone, it ranks 122 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
St. George's 92nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in St. George (62.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind St. George's 2,692-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond St. George, see the exposure-zones guide.