St. George, MO
St. George, MO's wildfire risk, in USFS's own numbers
USFS scores St. George at the 43rd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 548 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks St. George at the 47th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
St. George's building exposure, zone by zone
USFS classifies 99.1% of St. George's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where St. George ranks
St. George's 43rd national percentile looks worse in isolation than its 18th ranking inside Missouri does — this place is on the milder end for its own state, by 25 points. Among the 31,521 US communities USFS scores, St. George ranks 18,093 for wildfire risk (1 is highest) and 16,602 by building count (1 is largest). Within Missouri alone, it ranks 873 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
St. George and the insurance market
St. George's elevated rating (43rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in St. George
With 99.1% of buildings rated Minimal exposure, St. George gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where St. George's figures come from
The methodology guide shows exactly how USFS turned 548 counted buildings into the percentiles shown above for St. George. The exposure-zones guide covers what St. George's dominant minimal exposure actually means, with real examples from across the dataset.