St. George, KS
St. George, KS's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, St. George lands at the 76th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 418 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks St. George at the 75th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
St. George's building exposure, zone by zone
St. George rates 51% Minimal exposure against just 49% Direct and 0% Indirect — of 418 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
St. George against the rest of the country
St. George's risk sits at a similar level relative to Kansas (73rd percentile statewide) as it does nationally (76th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, St. George ranks 7,472 for wildfire risk (1 is highest) and 18,856 by building count (1 is largest). Within Kansas alone, it ranks 194 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
St. George's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Even with 51% of St. George outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind St. George's 7,472-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond St. George, see the exposure-zones guide.