St. Francisville, IL
St. Francisville wildfire risk explained
St. Francisville's 527 buildings earn a 12th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, St. Francisville's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in St. Francisville (78.6% of 527 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 21.4% sit in the Direct zone.
How St. Francisville compares
Within Illinois, St. Francisville ranks higher (47th percentile) than it does nationally (12th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, St. Francisville ranks 27,728 for wildfire risk (1 is highest) and 16,906 by building count (1 is largest). Within Illinois alone, it ranks 773 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
St. Francisville's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 78.6% of St. Francisville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
St. Francisville's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond St. Francisville, see the exposure-zones guide.