St. Florian, AL
How exposed is St. Florian to wildfire?
St. Florian's 577 buildings earn a 56th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts St. Florian at the 60th percentile, close to its 56th-percentile risk score.
Where St. Florian's buildings actually sit
USFS classifies 92.7% of St. Florian's buildings as Direct exposure, higher than its 7.3% Indirect share and far above its 0% Minimal share — a profile where 535 structures sit close enough to vegetation that lot clearing matters most.
St. Florian against the rest of the country
St. Florian ranks lower within Alabama (14th percentile statewide) than its 56th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, St. Florian ranks 13,855 for wildfire risk (1 is highest) and 16,140 by building count (1 is largest). Within Alabama alone, it ranks 510 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
St. Florian and the insurance market
St. Florian's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 92.7% of St. Florian in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
St. Florian's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond St. Florian, see the exposure-zones guide.