St. David, AZ
St. David, AZ's wildfire risk, in USFS's own numbers
St. David sits at the 99th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,285 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks St. David at the 99th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
St. David's building exposure, zone by zone
USFS classifies 83.7% of St. David's buildings as Direct exposure, higher than its 16.3% Indirect share and far above its 0% Minimal share — a profile where 1,075 structures sit close enough to vegetation that lot clearing matters most.
St. David against the rest of the country
St. David's risk sits at a similar level relative to Arizona (94th percentile statewide) as it does nationally (99th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, St. David ranks 398 for wildfire risk (1 is highest) and 10,159 by building count (1 is largest). Within Arizona alone, it ranks 30 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Shopping for coverage in St. David
At the 99th percentile nationally, St. David carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in St. David (83.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind St. David's 398-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond St. David, see the exposure-zones guide.