St. Clement, MO
St. Clement, MO's wildfire risk, in USFS's own numbers
St. Clement's 61 buildings earn a 54th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, St. Clement's burn probability — fire likelihood with no building count factored in — sits at the 56th percentile nationally.
Where St. Clement's buildings actually sit
54.1% of St. Clement's 61 buildings sit in USFS's Direct exposure zone, roughly 33 structures close enough to burnable vegetation for flame contact, not just embers — 45.9% fall in the Indirect, ember-only zone and 0% are Minimal.
How St. Clement compares
St. Clement scores 54th nationally and 41st within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, St. Clement ranks 14,375 for wildfire risk (1 is highest) and 30,627 by building count (1 is largest). Within Missouri alone, it ranks 625 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in St. Clement
St. Clement's elevated rating (54th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
St. Clement's 54.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where St. Clement's figures come from
Every one of the two percentiles behind St. Clement's 14,375-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what St. Clement's dominant direct exposure actually means, with real examples from across the dataset.