St. Clairsville, OH
How exposed is St. Clairsville to wildfire?
St. Clairsville sits at the 42nd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,481 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, St. Clairsville's burn probability — fire likelihood with no building count factored in — sits at the 44th percentile nationally.
Where St. Clairsville's buildings actually sit
USFS puts 77.4% of St. Clairsville's 2,481 buildings in the Indirect exposure zone, versus 22.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How St. Clairsville compares
Within Ohio, St. Clairsville ranks higher (93rd percentile) than it does nationally (42nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, St. Clairsville ranks 18,282 for wildfire risk (1 is highest) and 6,334 by building count (1 is largest). Within Ohio alone, it ranks 95 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
St. Clairsville's elevated wildfire rating (42nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 77.4% of St. Clairsville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,481 counted buildings into the percentiles shown above for St. Clairsville. For more on what indirect exposure implies beyond St. Clairsville, see the exposure-zones guide.