St. Clair, MO
St. Clair, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, St. Clair lands at the 59th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 2,184 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts St. Clair at the 61st percentile, close to its 59th-percentile risk score.
St. Clair's building exposure, zone by zone
Most of St. Clair's buildings (80.9%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
St. Clair against the rest of the country
St. Clair scores 59th nationally and 54th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, St. Clair ranks 12,803 for wildfire risk (1 is highest) and 6,981 by building count (1 is largest). Within Missouri alone, it ranks 494 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
St. Clair and the insurance market
St. Clair's elevated rating (59th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in St. Clair
With ember exposure the dominant pattern in St. Clair (80.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where St. Clair's figures come from
The methodology guide shows exactly how USFS turned 2,184 counted buildings into the percentiles shown above for St. Clair. The exposure-zones guide covers what St. Clair's dominant indirect exposure actually means, with real examples from across the dataset.