St. Charles, AR
St. Charles, AR's wildfire risk, in USFS's own numbers
St. Charles's 179 buildings earn a 47th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts St. Charles at the 49th percentile, close to its 47th-percentile risk score.
What "at risk" means for the buildings here
179 buildings are counted in St. Charles, and 78.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
St. Charles against the rest of the country
St. Charles's 47th national percentile looks worse in isolation than its 22nd ranking inside Arkansas does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, St. Charles ranks 16,817 for wildfire risk (1 is highest) and 25,658 by building count (1 is largest). Within Arkansas alone, it ranks 478 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
St. Charles and the insurance market
St. Charles's elevated rating (47th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in St. Charles
St. Charles's 78.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where St. Charles's figures come from
St. Charles's 47th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what St. Charles's dominant direct exposure actually means, with real examples from across the dataset.