St. Augustine Shores, FL
How exposed is St. Augustine Shores to wildfire?
Out of every US place USFS scores, St. Augustine Shores lands at the 84th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 3,534 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts St. Augustine Shores at the 81st percentile, close to its 84th-percentile risk score.
St. Augustine Shores's building exposure, zone by zone
82.3% of St. Augustine Shores's 3,534 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 17.6% Direct and 0.1% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
St. Augustine Shores against the rest of the country
St. Augustine Shores's 84th national percentile looks worse in isolation than its 61st ranking inside Florida does — this place is on the milder end for its own state, by 23 points. Among the 31,521 US communities USFS scores, St. Augustine Shores ranks 4,946 for wildfire risk (1 is highest) and 4,733 by building count (1 is largest). Within Florida alone, it ranks 368 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
St. Augustine Shores and the insurance market
St. Augustine Shores's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in St. Augustine Shores
Because 82.3% of St. Augustine Shores's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where St. Augustine Shores's figures come from
St. Augustine Shores's 84th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what St. Augustine Shores's dominant indirect exposure actually means, with real examples from across the dataset.