St. Augustine, FL
St. Augustine wildfire risk explained
Out of every US place USFS scores, St. Augustine lands at the 71st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 6,493 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks St. Augustine at the 65th national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where St. Augustine's buildings actually sit
St. Augustine rates 81.2% Minimal exposure against just 12.4% Direct and 6.4% Indirect — of 6,493 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 6,493 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How St. Augustine compares
Inside Florida, St. Augustine sits at just the 29th percentile even though it scores 71st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, St. Augustine ranks 9,041 for wildfire risk (1 is highest) and 2,673 by building count (1 is largest). Within Florida alone, it ranks 680 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in St. Augustine
At the 71st percentile nationally, St. Augustine carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in St. Augustine
St. Augustine's 81.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind St. Augustine's 9,041-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond St. Augustine, see the exposure-zones guide.