St. Anthony (Stearns), MN
How exposed is St. Anthony (Stearns) to wildfire?
St. Anthony (Stearns) sits at the 22nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 76 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks St. Anthony (Stearns) at the 22nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where St. Anthony (Stearns)'s buildings actually sit
USFS classifies 55.3% of St. Anthony (Stearns)'s buildings as Minimal exposure, the largest of the three zones here by a wide margin over 44.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
St. Anthony (Stearns) against the rest of the country
There's little gap between St. Anthony (Stearns)'s 22nd national percentile and its 25th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, St. Anthony (Stearns) ranks 24,685 for wildfire risk (1 is highest) and 30,048 by building count (1 is largest). Within Minnesota alone, it ranks 686 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
St. Anthony (Stearns) and the insurance market
St. Anthony (Stearns)'s moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
St. Anthony (Stearns)'s 55.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where St. Anthony (Stearns)'s figures come from
The methodology guide shows exactly how USFS turned 76 counted buildings into the percentiles shown above for St. Anthony (Stearns). The exposure-zones guide covers what St. Anthony (Stearns)'s dominant minimal exposure actually means, with real examples from across the dataset.