St. Ann, MO
St. Ann, MO's wildfire risk, in USFS's own numbers
St. Ann's 5,513 buildings earn a 40th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks St. Ann at the 45th national percentile — 5 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where St. Ann's buildings actually sit
St. Ann rates 97.4% Minimal exposure against just 2.7% Direct and 0% Indirect — of 5,513 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 5,513 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where St. Ann ranks
St. Ann ranks lower within Missouri (14th percentile statewide) than its 40th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, St. Ann ranks 18,973 for wildfire risk (1 is highest) and 3,123 by building count (1 is largest). Within Missouri alone, it ranks 908 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
St. Ann and the insurance market
St. Ann's moderate rating (40th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 97.4% of buildings rated Minimal exposure, St. Ann gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind St. Ann's 18,973-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond St. Ann, see the exposure-zones guide.