St. Albans, VT
St. Albans, VT's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts St. Albans at the 8th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 2,686 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks St. Albans at the 8th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where St. Albans's buildings actually sit
Most of St. Albans's buildings (86.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
St. Albans against the rest of the country
St. Albans's risk sits at a similar level relative to Vermont (1st percentile statewide) as it does nationally (8th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, St. Albans ranks 29,109 for wildfire risk (1 is highest) and 5,949 by building count (1 is largest). Within Vermont alone, it ranks 177 of 179 places by risk. See the full county-by-county picture for Vermont on its state page.
What this risk score means for insurance
St. Albans's low rating (8th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in St. Albans
Because 86.8% of St. Albans's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
St. Albans's 8th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond St. Albans, see the exposure-zones guide.