Squaw Lake, MN
Squaw Lake wildfire risk explained
Squaw Lake sits at the 32nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 118 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Squaw Lake at the 30th percentile, close to its 32nd-percentile risk score.
Where Squaw Lake's buildings actually sit
Direct exposure dominates in Squaw Lake: 100% of its 118 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Squaw Lake against the rest of the country
Squaw Lake scores 32nd nationally and 39th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Squaw Lake ranks 21,332 for wildfire risk (1 is highest) and 28,254 by building count (1 is largest). Within Minnesota alone, it ranks 557 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Squaw Lake
Squaw Lake's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 100% of Squaw Lake in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Squaw Lake's figures come from
Squaw Lake's 32nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Squaw Lake's dominant direct exposure actually means, with real examples from across the dataset.