Spur, TX
Spur, TX's wildfire risk, in USFS's own numbers
Spur sits at the 92nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 973 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Spur at the 90th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 71.4% of Spur's 973 buildings in the Indirect exposure zone, versus 28.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Spur ranks
Spur's risk sits at a similar level relative to Texas (89th percentile statewide) as it does nationally (92nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Spur ranks 2,596 for wildfire risk (1 is highest) and 12,127 by building count (1 is largest). Within Texas alone, it ranks 204 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Spur and the insurance market
Spur's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Spur
Spur's 71.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Spur's figures come from
Every one of the two percentiles behind Spur's 2,596-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Spur's dominant indirect exposure actually means, with real examples from across the dataset.