Springwater, NY
How exposed is Springwater to wildfire?
Springwater sits at the 16th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 334 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Springwater at the 14th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Springwater's buildings actually sit
90.7% of Springwater's 334 buildings sit in USFS's Direct exposure zone, roughly 303 structures close enough to burnable vegetation for flame contact, not just embers — 9.3% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Springwater ranks
Within New York, Springwater ranks higher (37th percentile) than it does nationally (16th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Springwater ranks 26,641 for wildfire risk (1 is highest) and 20,720 by building count (1 is largest). Within New York alone, it ranks 817 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 16th national percentile, Springwater rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Springwater
Springwater's 90.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Springwater's 16th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Springwater, see the exposure-zones guide.