Springhill, MT
Springhill wildfire risk explained
Out of every US place USFS scores, Springhill lands at the 75th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 170 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Springhill's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
Where Springhill's buildings actually sit
Of Springhill's 170 counted buildings, 95.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Springhill compares
Springhill's 75th national percentile looks worse in isolation than its 45th ranking inside Montana does — this place is on the milder end for its own state, by 30 points. Among the 31,521 US communities USFS scores, Springhill ranks 7,945 for wildfire risk (1 is highest) and 26,034 by building count (1 is largest). Within Montana alone, it ranks 261 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Springhill
Springhill's 75th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 95.9% of Springhill in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Springhill's figures come from
Springhill's 75th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Springhill's dominant direct exposure actually means, with real examples from across the dataset.