Springhill, FL
How exposed is Springhill to wildfire?
USFS scores Springhill at the 85th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 138 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Springhill at the 86th percentile, close to its 85th-percentile risk score.
Where Springhill's buildings actually sit
USFS classifies 97.8% of Springhill's buildings as Direct exposure, higher than its 2.2% Indirect share and far above its 0% Minimal share — a profile where 135 structures sit close enough to vegetation that lot clearing matters most.
Where Springhill ranks
Springhill ranks lower within Florida (64th percentile statewide) than its 85th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Springhill ranks 4,754 for wildfire risk (1 is highest) and 27,358 by building count (1 is largest). Within Florida alone, it ranks 350 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Springhill's 85th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Springhill
Because Direct exposure dominates in Springhill (97.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Springhill's figures come from
Springhill's 85th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Springhill's dominant direct exposure actually means, with real examples from across the dataset.