Springfield, TN
Springfield, TN's wildfire risk, in USFS's own numbers
Springfield sits at the 21st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 7,366 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Springfield at the 23rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Springfield's building exposure, zone by zone
USFS puts 52.1% of Springfield's 7,366 buildings in the Indirect exposure zone, versus 38.7% Direct and 9.2% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 7,366 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Springfield compares
Springfield's risk sits at a similar level relative to Tennessee (7th percentile statewide) as it does nationally (21st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Springfield ranks 24,818 for wildfire risk (1 is highest) and 2,317 by building count (1 is largest). Within Tennessee alone, it ranks 467 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Springfield's moderate rating (21st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Springfield (52.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Springfield's figures come from
Every one of the two percentiles behind Springfield's 24,818-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Springfield's dominant indirect exposure actually means, with real examples from across the dataset.