Springfield, MI
Springfield, MI's wildfire risk, in USFS's own numbers
Springfield sits at the 10th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 2,319 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Springfield at the 11th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Springfield's building exposure, zone by zone
Most of Springfield's buildings (79.3% of 2,319) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Springfield against the rest of the country
Compare Springfield's two percentiles: 34th within Michigan, only 10th nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Springfield ranks 28,401 for wildfire risk (1 is highest) and 6,664 by building count (1 is largest). Within Michigan alone, it ranks 496 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
At the 10th national percentile, Springfield rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 79.3% of buildings rated Minimal exposure, Springfield gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Springfield's figures come from
Every one of the two percentiles behind Springfield's 28,401-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Springfield's dominant minimal exposure actually means, with real examples from across the dataset.