Springfield, IL
How exposed is Springfield to wildfire?
Out of every US place USFS scores, Springfield lands at the 20th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 58,561 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Springfield's burn probability — fire likelihood with no building count factored in — sits at the 21st percentile nationally.
Springfield's building exposure, zone by zone
93.5% of Springfield's 58,561 buildings sit in USFS's Minimal exposure zone, with only 3.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 58,561 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Springfield compares
Compare Springfield's two percentiles: 62nd within Illinois, only 20th nationally — a gap of 42 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Springfield ranks 25,207 for wildfire risk (1 is highest) and 138 by building count (1 is largest). Within Illinois alone, it ranks 557 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Springfield's low rating (20th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Springfield
With 93.5% of buildings rated Minimal exposure, Springfield gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Springfield's figures come from
The methodology guide shows exactly how USFS turned 58,561 counted buildings into the percentiles shown above for Springfield. The exposure-zones guide covers what Springfield's dominant minimal exposure actually means, with real examples from across the dataset.